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Rewards after a lifetime of work. Reaping what you’ve sown.


UPRIGHT: Abundance, luxury, self-sufficiency, financial independence.

REVERSED: Self-worth, over-investment in work, hustling.

You have worked hard to create abundance in your life, and the Nine of Pentacles says now you can finally enjoy the fruits of your labor. Thanks to your independent efforts, self-confidence and discipline, you attained well-deserved success and created a stable foundation for your material wealth and comfort. Now, sit back, relax and enjoy the luxuries and pleasures of the good life – money, leisure time, fun, material comfort and rest. You deserve it!

When the Nine of Pentacles appears in a Tarot reading, do not be scared to splurge, indulge or pamper yourself, especially as a reward for all of your hard work. Treat yourself to a special occasion or a personal gift to celebrate your journey here. You have already achieved so much, and while you may not be at the finish line just yet, this is your opportunity to acknowledge your achievements and re-energize yourself for the final phase.

The Nine of Pentacles also speaks of financial independence. The woman in this card has created a luxurious lifestyle by her own actions and efforts. She encourages you to do the same – to create abundance and independence so that you can take care of yourself in the long-term. Invest wisely and seek financial advice to make the most of your wealth. Don’t rely on others to support you; this Nine is an independent woman.

While the suit of Pentacles typically focuses on material wealth and gain, this card also suggests that you are in harmony with the environment around you. You appreciate the beauty and abundance found in nature, and you can harness this high-vibe energy to bring pleasure into your life. You may enjoy gardening or floristry, or you may just like to pass your time in the beauty of nature with picnics or walks in the park.


The reversed Nine of Pentacles is all about self-worth. When you see this card in a Tarot reading, take the opportunity to reflect on your own sense of self-worth and value.

On the one hand, you may question whether you are ‘enough’ – whether your skills are valuable, whether you can charge higher prices or ask for a pay raise, or whether you can attract the right people into your life. You may be under-charging for your services, working for free or accepting a lower salary than you should. Know that you deserve to be wealthy in all facets of the word.

On the other hand, you may focus on increasing your sense of self-worth. Invest in yourself – get a wardrobe makeover, learn a new skill to enhance your career or take a personal development course. Practice self-love. Even if you are reluctant to spend money on yourself, know you can indulge in life’s luxuries, particularly if it makes you feel good and ‘worth it’. You ARE enough. You are more than enough. You are AMAZING!

Sometimes, the reversed Nine of Pentacles can appear when you are so busy working and hustling that you have no time or energy to enjoy the fruits of your labor. For example, in an effort to build wealth, you may work 70-hour weeks with no time for breaks, missing out on the opportunity to enjoy the riches you’re creating. Know where the limit is with wealth creation – at some point, you need to stop and smell the luxurious bouquet of long-stemmed roses. Remember what is truly important to you. Now may be a good time to retreat to a natural setting (a forest, beach, mountain or lake) to restore your energies and rejuvenate yourself.

Similarly, the reversed Nine of Pentacles suggests that you may need to release some of your need for a particular income or standard of living, especially if it gets in the way of other life priorities such as family or relationships. You may think you need the best of everything but, really, all you need is your family and loved ones around you. Do not be afraid to take a cut to your income for a short time or to reduce your hours at work… even if this means you have to eat rice and beans each night for a week to make up for it! It is vital that you focus on what is most important to you. Finances may need to come second, and while you need to at least put food on the table, there may be areas where you can cut back and reduce your dependence on material wealth.